Pick candidate with principle, not personality

The presidential campaign, unfortunately, is being reduced to personality and identity politics. We would be better served to pick a president on principles and positions, rather than the way “American Idol” is chosen. Once the preening and pandering is done, we will be left with what the winner will do in office. On one of […]

Tools help plan financial success

By Sandra Taylor-Sawyer: Everybody’s Business Analyzing financial ratios is a tool business owners can use to grow and sustain the business. There are many financial ratios that can be used to make management decisions, such as the debt-to-equity (net worth) ratio. The debt-to-equity ratio will provide business owners with information on whether to add capital […]

Financial solvency of airline questioned

By Marlena Hartz: CNJ Staff Writer Great Lakes Aviation recently settled overdue rent payments with Boeing Capital Corp., but the airline still owes more than $10 million to Raytheon Aircraft Co., according to documents Great Lakes filed with the U.S. Securities and Exchange Commission. Clovis Civil Aviation Board Chairman Roger Hatcher said he does not […]

Everybody’s Business: Gauge success with financial ratios

By Sandra Taylor-Sawyer Last month’s column included discussion of important financial statements owners of small businesses can use to analyze the financial condition of their business. This column continues the discussion with information about another important financial ratio: debt to equity. A balance sheet is needed to obtain the information to compute the debt-to-equity ratio. […]

College campuses located far from land of the free

By Freedom Newspapers However they score on achievement tests, relative to one another or foreign peers, American college students are breaking records in at least one category — the amount of debt they amass while chasing their diplomas. Due to the ever-increasing cost of higher education, and the ready availability of student loans, U.S. students […]

5/23 Business digest

Agent honored by Coldwell Banker Niki Harmon of Clovis, an associate broker with Coldwell Banker Colonial Real Estate, has been honored as a member of the Coldwell Banker International Sterling Society, according to a Coldwell Banker news release. Membership is limited to the top 18 percent of the more than 126,00 sales associates worldwide in […]

DeLay’s legacy largely of debt, big government

Freedom Newspapers Seen from a liberty perspective of the American people, Rep. Tom DeLay’s career was a failure. The Texas Republican, undergoing a trial for alleged ethics violations, announced this week that he would not seek re-election this fall. There’s no doubt Rep. DeLay is a talented, tough political infighter. He is a major reason […]

Living debt-free harder than it looks

By Grant McGee: Local columnist I completed the Consumer Credit Counseling Services program a while back. A few years ago my bills got the better of me and started to drag me under. I reached out for a helping hand and CCCS grabbed it. When I was through I got a packet with a congratulatory […]

Base chapel offers financial peace

By Capt. (Chaplain) Mark McKellen If you are in debt and are having trouble making ends meet, what do you do? Get another credit card? How about attending a program called Financial Peace University? FPU was founded by Dave Ramsey who was a multi-millionaire in his mid-20’s while working in the real estate business. His […]

Foreign aid could negate incentive for reform

Freedom Newspapers The agreement among the world’s economically developed countries, called the G-8 countries, to forgive more than $40 billion in debt owed by some of the world’s poorest countries to international institutions like the World Bank and the International Monetary Fund could be the beginning of a fresh start for those poor countries. But […]

Put debt on a diet/Finances find a friend

By Michelle Seeber o Getting out from under credit card crunch calls for self-restraint. By Michelle Seeber CNJ STAFF WRITER michelle_seeber@link.freedom.com About four years ago, Danny Keith Duncan owed more than $10,000 in credit card debt. Since then, the 43-year-old Clovis resident has learned the secret to staying debt-free — self-restraint. Facing debt, his income […]

Financial ministry helps manage money with faith

By Darrell Todd Maurina When the Rev. Randy Mullin of First Baptist Church of Farwell began hosting a financial ministry this past fall, he couldn’t believe the response. “It’s been incredible,” Mullin said. “When we launched this thing back in November, I guess probably the best way to describe it is we hit a very […]

Conquering debt God’s way

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Pastor Doug Brooks of Parkland Baptist Church will bring in the Rev. Bruce Ammons to teach a “Conquering Debt God’s Way” seminar at the church Jan. 18. CNJ staff photo: Eric Kluth. By Darrell Todd Maurina When Pastor Doug Brooks of Parkland Baptist Church thinks of debt, danger comes to mind. “Certainly finances are among […]

Participants give debt seminar thumbs up

By Darrell Todd Maurina Leigh Ann Melancon and Mary Eldridge have nothing but positive things to say about how the “Conquering Debt God’s Way” seminars have helped their financial situation. Even though Melancon, an assistant finance director for the city of Clovis, has a degree in accounting, she said her academic and professional training didn’t […]